So you’ve made the smart decision to purchase a dental card, giving you the chance to save a small fortune when it comes to future dental and orthodontic work for both you and your family. A sensible decision that will undoubtedly show its returns many times over.
With the decision made and the initial funding set aside, it may be time to consider exactly what type of savings you are looking to purchase. While some plans do exist which provide wide scale savings across the board of dentistry, they are understandably the most expensive, and if you are looking to find the most affordable route then these all encompassing plans will likely not meet your needs.
Consider one of the three options and look for a card that covers these bases:
1. Emergency treatment
This type of cover will usually cover accidents that result in the need for extensive dental work. Depending on which provider you choose, there may also be a provision for illnesses that arise quickly and are not as a result of any kind of negligence on your behalf, meaning things like abscesses may be covered. What this type of cover won’t provide is a back up if you need treatment for a medium or long term issue that you could have perhaps forseeably prevented; it’s short term issues.
Emergency treatment is particularly useful for children, who are more likely to be involved in accidents causing harm to their teeth.
This is almost everything else that wouldn’t be covered by anything emergency related, from the root canals to the wisdom teeth removal. Perhaps the most sensible option, you may also be able to find offers that combine both emergency and remedial treatment, offering the best of both worlds. As with most things, it’s important to read the terms and conditions carefully.
Perhaps the least important but nevertheless not to be dismissed, cosmetic dental cards do exist and are useful if you’re a fan of having your teeth whitened or which to have some issues straightened using procedures such as Invisalign. Although not a necessity, if this is something you’re planning to do anyway, then there’s absolutely no reason why you shouldn’t save a little extra cash.
In conclusion, if you do not wish to buy a cover-all card then there are other options to consider. Shop around for the best details and look in to what your family actually needs, then make a purchase that suits your pocket and your smile.